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How to Survive When You Have No Money

Having no money and no family makes it hard to survive – much less Blossom! These tips on how to survive with no money are inspired by a reader. She asked for practical survival tips and emotional help with her relationship.

“What makes things really hard is that I am a black woman and there isn’t any real support for women like me,” says DW on 13 Ways to Get Money to Leave Your Husband. “I’m in a constant state of confusion. Every time I think he’s ok he does something that really offends, hurts me and makes me think about leaving him. We have been married almost 5 years; we have financial hardships but worse is that he keeps getting my intentions wrong. He accuses me of things not even in my character. How can he spend so much time with me and not really know me?”

DW adds that she is judged harshly by society. “When other races of women are in bad predicaments, people want to lend a helping hand (sometimes), but for black women they somehow think that you deserve it,” she says. “They don’t care or think you did something wrong. So a lot of black women suffer in silence. I really, really just don’t know what to do. Any suggestions on how to survive when you have no money? Thanks.”

I’m not a black woman, but I know how to survive when you have no money. I don’t know where DW lives, but I know that some places are easier to survive than others. Are you a woman of color who is struggling to survive – much less Blossom? Share what you’re going through. Talk about how you feel and the walls you’re coming up against.

Life is easier when you reach out for help.

I had to learn how to survive because I grew up with a single mom who struggled with schizophrenia my whole life. She was verbally and physically abusive; I was in and out of foster homes. We had no money and we were on welfare most of my childhood. We slept on the street a few times.

5 Secrets About Surviving When You Have No Money

I’ve written hundreds of articles to help women create better lives and read thousands of comments from readers who feel stuck, helpless, and powerless. The number one question I get is, “How do I survive (leave my abusive husband, start over, rebuild my life) when I have no money, no family, and no friends to help me?”

surviving when you have no moneyThe truth is, I don’t know exactly how you will survive when you have no money. I know how I survived, how I gained strength and healed and stayed healthy and strong…and I know that you WILL survive. You got this, you can move forward in peace, trust, and faith.

And I know this:

1. You will rise to your own expectations

If you believe you’ll never survive an unhappy marriage, then you won’t. If you think you can’t leave an abusive man, then you’ll stay. If you believe that as a woman of color you don’t have access to the same rights and privileges, then you’ll get what you think you deserve.

Your thoughts are incredibly powerful – which makes you incredibly powerful! You have the power to change your life and control your destiny. You have the power to know how to survive when you have no money…and the power to bury yourself in fear, hopelessness, and excuses.

2. If you really want it, you will do what it takes to get the money you need

I learned how to survive because of my mom’s mental illness. I grew up waiting for welfare cheques and going to the food bank. I wore thrift store clothes; my mom had no money for ballet classes or milk (organic or regular) or overseas missions trips. I grew up dependent on the state for handouts.

So when I had no money as a 23 year old, it seemed like a “no brainer” to go to Social Services and asked for welfare. I’d had various jobs for over a decade – starting as a babysitter in my neighborhood – but it wasn’t until I started my first business that I ran out of money.

What do you need to survive? You know better than I do how to get it. How have you survived without money in the past? This isn’t the first time you’ve faced this problem.

3. You already know how to survive when you have no money

But you don’t want to do what it takes.

The majority of the women who comment on my articles say that they’re alone, trapped, helpless, and unable to make any changes in their lives. They want their husbands to change, they want their marriages to change, they wish everything was different…but they say there’s nothing they can do.

And then they ask me for help. I used to try to help, but nobody actually took my advice. You know why? Because they were more comfortable sitting in their mess than actually doing what it takes to change their lives.

4. You are not alone

“When circumstances can’t or won’t change in our lives, I think the number one thing we need to do is cry out to Jesus Christ for help,” says MakesYouWonder on How to Survive a Situation You Can’t Change. “The One who made us and is in total control is the only One who can give us the grace we need to take one step at a time. I say this because I realize that I will never be able to figure out the ‘why’ of the evil of this life. But I can turn in humility to my God, repent for having tried to be in charge of my life, and ask Him to take over.”

How to Survive When You Have No Money

How to Survive When You Have No Money

Maybe lack of faith is the reason you believe you don’t know how to survive. Maybe lack of trust is the reason you have no money.

Or maybe you just made a few poor choices in your life, and now you’re dealing with the consequences.

Either way…you are not alone. You might be choosing to be alone right now, but the truth is that you aren’t really alone. You can choose to reach up to God for spiritual and emotional strength. You can choose to use the strength He gives you to reach out to others for resources to help you.

5. You will reach out when you are ready

The minute you start believing that you CAN learn how to survive is the minute your life will start to change. The second you realize that having no money is a temporary obstacle in your life is the second that your destiny will lift her head and start to come towards you.

What has to happen in your life to make you ready?

What to Do Next

Tell me your thoughts on my secrets for surviving when you have no money. Even better, tell me about your relationship with God. How do you feel and what do you think about Him? How does He see you? Who is Jesus to you?

Learn how your spirituality affects your ability to survive. You are both powerful and vulnerable; strong and weak. You are powerful in His love and strength, but you are too vulnerable to take care of yourself without God’s help.

While I can’t offer advice about how to survive when you have no money, I do read every comment. I encourage you to respond to other readers’ comments if you feel led, and to share your experience.

“All of us need a vision for our lives, and even as we work to achieve that vision, we must surrender to a power that is greater than we know,” said Oprah. “God can dream a bigger dream for you than you could ever dream for yourself.”


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3 thoughts on “How to Survive When You Have No Money”

  1. Pingback: How to Deal With Money Stress After a Breakup ⋆ How Love Blossoms

  2. Dear C.P.,

    Thank you for sharing your story here – it sounds like you’ve had a very difficult time of life. And, as you know, there are no easy or quick tips on how to survive when you have no money! Especially when you feel like your light has gone out and you aren’t connected with your true spirit or identity.

    I encourage you to follow up with your doctor, and make the calls he or she suggested. There are help lines and womens’ shelters that exist for you!

    Here’s an article that I wrote, based on my experience working at a women’s shelter:

    What to Expect at a Women’s Shelter or Safe House

    It’s not the easiest road to take…but in the long run it’ll be more life-giving than staying in the situation you’re in.

  3. Thank you Laurie for your heartfelt, Godly advice for hurting women…I am one of those women! I have always looked at life through rose colored glasses. I was independent and a full time career woman. At the age of 33, I found my biological clock running out of time…I had always wanted to be a mom and have one of those Walton like families. I looked around and there he was…a man in armor on a white horse…he did all the right things, he said all the right words, he was handsome, and a laid back kind of good old west Texas guy.
    Now comes reality…after marriage to my white knight, that’s when the “mask” came off. He became verbally, and emotionally, and financially abusive. I thought maybe he was just stressed over having a baby, but that was not it at all! He was a narcissistic, psychopath. A very dangerous combination.
    After my sons birth, he became visions and cruel! Many times, he had threatened to put me in the street. Here I was a successful, educated, traveled woman, and here I was being duped by a fake of a man. My health spiraled down and I had four life saving surgeries. I was now emotionally and physically drained.
    My family was the type that says you’ve sinned if you get divorced, so they were not going to help me or my child in any way. They looked at me being in the wrong if I filed for divorce.
    So, basically, I am not able to work, have no family support, and am living the daily nightmare of being with someone who would rather me end up on the street, and feel good about it! I feel alone…I feel God has ignored my prayers for help, and I feel like “what’s the point anymore?” I’ve lived in this prison for awhile, now, and I am but a shell of what I was.
    I need help, but where? Who? What? My Dr. has given me a very stern conversation, and said, you must get out of this situation, or you will not make it through. But, I have to support my child and myself, and am not able to work because of my sickness…hope seems so far away, and the light is getting dimmer as I write this!